Calculadora de préstecs empresarials
Calculate payments for term loans, SBA loans, and lines of credit. Compare financing options.
Els teus detalls
Choose a loan type (Term Loan, SBA Loan, Line of Credit, or Compare Options), enter your details, and click Calculate.
Pagament
$0
Import del préstec
$0
Interès total
$0
Fee
$0
Cost total
$0
Line of Credit Details
Loan Options Comparison
Loan amount: $0
| Option | Taxa | Terme | Pagament | Cost total |
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Guia d'usuari completa
What is the Business Loan Calculator?
This calculator estimates payments and costs for business term loans, SBA 7(a) loans, and lines of credit. You can also compare multiple financing options side by side for a given loan amount.
Term loans and SBA loans show monthly (or periodic) payment, total interest, fees, and total cost. Line of credit mode shows payoff time and total interest for your current balance and payment. Compare mode shows payment and total cost for several common loan scenarios.
Key Metrics
Periodic / Monthly Payment
The fixed amount you pay each period. Term loans can be calculated for monthly, biweekly, or weekly frequency.
Total Interest & Total Cost
Total interest is the cost of borrowing. Total cost includes interest plus any origination or guarantee fees.
SBA Guarantee Fee
SBA 7(a) loans may include a guarantee fee based on loan size; the calculator applies a simplified fee structure.
Com utilitzar aquesta calculadora
- Choose loan type: Term Loan, SBA Loan, Line of Credit, or Compare Options.
- Enter loan amount, rate, and term (or for LOC: credit limit, balance, rate, payment).
- For term loans, optionally set origination fee and payment frequency.
- Click Calculate to see payment, total interest, fees, and total cost (or comparison table).
Entendre els teus resultats
Term loan and SBA results show your periodic payment, effective APR, and a summary of loan amount, interest, fees, and total cost. Line of credit results show available credit, utilization, and months to payoff at your entered payment. Compare mode shows several common business loan scenarios (e.g. bank term, SBA, online lender) for your loan amount.
Notes importants
- Results are estimates. Actual terms, rates, and fees depend on your lender and credit profile.
- SBA 7(a) loans are subject to eligibility and guarantee rules. Compare offers from multiple lenders.