Calculadora de pago de tarjeta de crédito
Vea cuánto tiempo le llevará liquidar su tarjeta de crédito y cuánto interés pagará. Compare estrategias para liberarse de sus deudas más rápido.
Tus detalles
Libérese de sus deudas más rápido
Ingrese los detalles de su tarjeta de crédito para ver cuánto tiempo tomará liquidarse y cuánto pagará en intereses.
Pago Mensual
$0
Tiempo de pago
0 mo
Interés total
$0
Fecha de pago
--
Advertencia de pagos mínimos
Equilibrio en el tiempo
Desglose de pagos
Comparar estrategias de pago
| Estrategia | Pago | Meses | Interés total |
|---|
Calendario de pagos
| Fecha | Pago | Principal | Interés | Balance |
|---|
Guía de usuario completa
What is the Credit Card Payoff Calculator?
This calculator shows how long it will take to pay off your credit card and how much interest you'll pay. You can choose: pay a fixed amount monthly, pay off in a specific number of months, or see the impact of minimum payments only. Results include a balance-over-time chart, principal vs interest breakdown, strategy comparison, and payment schedule.
Key Metrics
Payoff time
Months until balance is zero. Higher payments reduce this.
Total interest
Total cost of borrowing. Paying more than the minimum reduces it.
Strategy comparison
Compare minimum payment, fixed payment, double minimum, and 12- or 24-month payoff.
Cómo utilizar esta calculadora
- Enter current balance and APR from your statement.
- Choose: fixed monthly amount, target payoff months, or minimum payment impact.
- Enter the amount or months as needed, then click Calculate.
- Review payoff time, total interest, charts, strategy comparison, and schedule.
Comprender los gráficos
Balance over time shows how your balance decreases each month. Payment breakdown (doughnut) shows principal (what you borrowed) vs interest (cost of borrowing).
Notas importantes
- Results are estimates. Minimum payments and APRs can change. Always pay at least the minimum on time.
- Minimum payments are designed to maximize interest for the card issuer; paying more saves you money.
- APR is the annual rate; we divide by 12 for monthly interest. Find it on your statement or online account.