Calculateur de remboursement par carte de crédit
Voyez combien de temps il faudra pour rembourser votre carte de crédit et combien d'intérêts vous paierez. Comparez les stratégies pour vous libérer de vos dettes plus rapidement.
Vos coordonnées
Libérez-vous de vos dettes plus rapidement
Entrez les détails de votre carte de crédit pour voir combien de temps il vous faudra pour rembourser et combien vous paierez en intérêts.
Paiement mensuel
$0
Temps de paiement
0 mo
Intérêt total
$0
Date de paiement
--
Avertissement sur les paiements minimums
Équilibre au fil du temps
Répartition des paiements
Comparez les stratégies de paiement
| Stratégie | Paiement | Mois | Intérêt total |
|---|
Calendrier de paiement
| Date | Paiement | Principal | Intérêt | Équilibre |
|---|
Guide d'utilisation complet
What is the Credit Card Payoff Calculator?
This calculator shows how long it will take to pay off your credit card and how much interest you'll pay. You can choose: pay a fixed amount monthly, pay off in a specific number of months, or see the impact of minimum payments only. Results include a balance-over-time chart, principal vs interest breakdown, strategy comparison, and payment schedule.
Key Metrics
Payoff time
Months until balance is zero. Higher payments reduce this.
Total interest
Total cost of borrowing. Paying more than the minimum reduces it.
Strategy comparison
Compare minimum payment, fixed payment, double minimum, and 12- or 24-month payoff.
Comment utiliser cette calculatrice
- Enter current balance and APR from your statement.
- Choose: fixed monthly amount, target payoff months, or minimum payment impact.
- Enter the amount or months as needed, then click Calculate.
- Review payoff time, total interest, charts, strategy comparison, and schedule.
Comprendre les graphiques
Balance over time shows how your balance decreases each month. Payment breakdown (doughnut) shows principal (what you borrowed) vs interest (cost of borrowing).
Remarques importantes
- Results are estimates. Minimum payments and APRs can change. Always pay at least the minimum on time.
- Minimum payments are designed to maximize interest for the card issuer; paying more saves you money.
- APR is the annual rate; we divide by 12 for monthly interest. Find it on your statement or online account.