予算計算ツール
収入と支出を追跡して、バランスの取れた月次予算を作成します。
詳細を入力してください
Enter your income and expenses, then click Calculate Budget to see your breakdown and recommendations.
Monthly Remaining
$0
所得
$0
経費
$0
残り
$0
状態
—
支出の内訳
実際と推奨値
カテゴリ詳細
完全なユーザーガイド
What is the Budget Calculator?
This calculator helps you build and analyze a monthly budget. You enter your income (salary and other) and expenses by category: housing, transportation, living, debt, savings, healthcare, and other. It shows your total income, total expenses, and remaining amount, plus a spending breakdown and comparison to recommended percentages (e.g. 30%% housing, 20%% savings). You also get simple recommendations to improve your budget health.
50/30/20 ルール
50% ニーズ
Housing, utilities, groceries, insurance, minimum debt payments.
30% 欲しい
Dining, entertainment, shopping, hobbies, subscriptions.
20% 貯蓄
Emergency fund, retirement, extra debt payments, investments.
使用方法
- Enter your monthly income (salary and any other income).
- Fill in each expense category with your typical monthly amounts.
- Click Calculate Budget to see your summary, charts, and recommendations.
- Compare your spending to the recommended amounts and adjust as needed.
結果を理解する
Remaining: Income minus expenses. Positive means surplus; negative means you're overspending.
Status: Healthy = balanced budget; Warning = e.g. housing over 30%%; Deficit = expenses exceed income.
Recommended: Guideline amounts (e.g. 30%% income for housing, 20%% for savings) to compare with your actual spending.
チャートを理解する
Spending Breakdown: Doughnut chart showing how your expenses are split across Housing, Transportation, Living, Debt, Savings, and Other.
Actual vs Recommended: Bar chart comparing your spending in each category to the recommended amount based on income.
重要な注意事項
- Housing should generally be no more than 30%% of gross income.
- Aim for at least 20%% to savings and debt payoff when possible.
- Use remaining surplus to build an emergency fund (3–6 months of expenses) first.