Kalkulator Bayaran Kad Kredit
Lihat tempoh masa yang diperlukan untuk membayar kad kredit anda dan jumlah faedah yang akan anda bayar. Bandingkan strategi untuk menjadi bebas hutang dengan lebih cepat.
Butiran Anda
Dapatkan Bebas Hutang Lebih Cepat
Masukkan butiran kad kredit anda untuk melihat tempoh masa yang diperlukan untuk membayar dan jumlah faedah yang akan anda bayar.
Bayaran Bulanan
$0
Masa Pembayaran
0 mo
Jumlah Faedah
$0
Tarikh Pembayaran
--
Amaran Bayaran Minimum
Imbangan Dari Masa
Pecahan Pembayaran
Bandingkan Strategi Pembayaran
| Strategi | Bayaran | berbulan-bulan | Jumlah Faedah |
|---|
Jadual Pembayaran
| tarikh | Bayaran | Pengetua | minat | Baki |
|---|
Panduan Pengguna Lengkap
What is the Credit Card Payoff Calculator?
This calculator shows how long it will take to pay off your credit card and how much interest you'll pay. You can choose: pay a fixed amount monthly, pay off in a specific number of months, or see the impact of minimum payments only. Results include a balance-over-time chart, principal vs interest breakdown, strategy comparison, and payment schedule.
Key Metrics
Payoff time
Months until balance is zero. Higher payments reduce this.
Total interest
Total cost of borrowing. Paying more than the minimum reduces it.
Strategy comparison
Compare minimum payment, fixed payment, double minimum, and 12- or 24-month payoff.
Cara Menggunakan Kalkulator Ini
- Enter current balance and APR from your statement.
- Choose: fixed monthly amount, target payoff months, or minimum payment impact.
- Enter the amount or months as needed, then click Calculate.
- Review payoff time, total interest, charts, strategy comparison, and schedule.
Memahami Carta
Balance over time shows how your balance decreases each month. Payment breakdown (doughnut) shows principal (what you borrowed) vs interest (cost of borrowing).
Nota Penting
- Results are estimates. Minimum payments and APRs can change. Always pay at least the minimum on time.
- Minimum payments are designed to maximize interest for the card issuer; paying more saves you money.
- APR is the annual rate; we divide by 12 for monthly interest. Find it on your statement or online account.