เครื่องคำนวณงบประมาณ

ติดตามรายได้และค่าใช้จ่ายของคุณเพื่อสร้างงบประมาณรายเดือนที่สมดุล

กรอกรายละเอียด

รายได้ต่อเดือน

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ที่อยู่อาศัย

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การขนส่ง

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การดำรงชีวิต

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หนี้

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Savings & More

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Enter your income and expenses, then click Calculate Budget to see your breakdown and recommendations.

คู่มือผู้ใช้ฉบับสมบูรณ์

What is the Budget Calculator?

This calculator helps you build and analyze a monthly budget. You enter your income (salary and other) and expenses by category: housing, transportation, living, debt, savings, healthcare, and other. It shows your total income, total expenses, and remaining amount, plus a spending breakdown and comparison to recommended percentages (e.g. 30%% housing, 20%% savings). You also get simple recommendations to improve your budget health.

กฎ 50/30/20

50% ความต้องการ

Housing, utilities, groceries, insurance, minimum debt payments.

30% ต้องการ

Dining, entertainment, shopping, hobbies, subscriptions.

20% ออมทรัพย์

Emergency fund, retirement, extra debt payments, investments.

วิธีใช้

  1. Enter your monthly income (salary and any other income).
  2. Fill in each expense category with your typical monthly amounts.
  3. Click Calculate Budget to see your summary, charts, and recommendations.
  4. Compare your spending to the recommended amounts and adjust as needed.

ทำความเข้าใจผลลัพธ์ของคุณ

Remaining: Income minus expenses. Positive means surplus; negative means you're overspending.

Status: Healthy = balanced budget; Warning = e.g. housing over 30%%; Deficit = expenses exceed income.

Recommended: Guideline amounts (e.g. 30%% income for housing, 20%% for savings) to compare with your actual spending.

ทำความเข้าใจกับแผนภูมิ

Spending Breakdown: Doughnut chart showing how your expenses are split across Housing, Transportation, Living, Debt, Savings, and Other.

Actual vs Recommended: Bar chart comparing your spending in each category to the recommended amount based on income.

หมายเหตุสำคัญ

  • Housing should generally be no more than 30%% of gross income.
  • Aim for at least 20%% to savings and debt payoff when possible.
  • Use remaining surplus to build an emergency fund (3–6 months of expenses) first.

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