Faiz Oranı Hesaplayıcı
Find APR from payment and term, convert between APR and APY, calculate effective rate with fees, or compare loan rates. Get instant results.
Detaylarınız
Choose a calculation type, enter your numbers, and click Calculate to see your interest rate, APR/APY conversion, effective rate with fees, or rate comparison.
Faiz Oranı (Nisan)
0%
Monthly Rate
0%
Toplam Ödemeler
$0
Toplam Faiz
$0
Kredi Süresi
0 aylar
Anapara ve Faiz
0%
APR
0%
APY
0%
Fark
0%
Formül
APR vs APY
Effective Annual Rate
0%
Nominal Rate
0%
Aylık Ödeme
$0
Toplam Ücretler
$0
Net Proceeds
$0
Toplam Maliyet
$0
Maliyet Dağılımı
Oran Karşılaştırması
| Oran | Aylık Ödeme | Toplam Faiz | Toplam Maliyet |
|---|
Savings (lowest vs highest rate)
Aylık: $0
Total interest: $0
Monthly Payment by Rate
Kullanım Kılavuzunu Tamamlayın
What is APR vs APY?
APR (Annual Percentage Rate) is the nominal rate before compounding. APY (Annual Percentage Yield) is the actual return after compounding. When interest compounds more than once per year, APY is higher than APR. This calculator finds APR from payment and term, converts between APR and APY, and shows effective rate when fees are included.
Hesaplama Türleri
- Oranı Bul: Enter loan amount, monthly payment, and term to get the implied APR.
- APR → APY: Convert a stated APR to APY for a given compounding frequency.
- APY → APR: Convert APY back to the equivalent APR.
- Efektif Oran: Include origination fees, points, and other fees to see the true cost of the loan (effective annual rate).
- Fiyatları Karşılaştır: Enter multiple rates to compare monthly payments and total interest.
Kullanılan Formüller
APY = (1 + APR/n)^n − 1
APR = n × [(1 + APY)^(1/n) − 1]
n = compounding periods per year. Find rate uses the loan payment formula solved for rate (Newton-Raphson).
Önemli Notlar
- This tool is for education and estimation only. Not financial or legal advice.
- Effective rate with fees reflects the true cost when you receive less than the full loan amount.