Калькулятор вартості коледжу
Project future college costs and see how much to save each month to reach your goal.
Ваші дані
Enter your child's age, college type, and savings to see projected costs and monthly savings needed.
Projected Total Cost
$0
років •
Years until college
0
First year cost
$0
Monthly to save
$0
Funding gap
$0
Cost Breakdown (First Year)
Cost by Year
Year-by-Year Projected Cost
| рік | Projected cost |
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Повний посібник користувача
What is the College Cost Calculator?
This calculator projects how much college will cost in the future based on today's average costs (tuition, room & board, books, other) and an inflation rate. You enter your child's current age, type of college (public in-state, out-of-state, private, or community), and number of years. It shows total projected cost and, if you enter current savings and expected return, how much to save each month to close the gap.
Ключові поняття
Projected cost
Today's average cost is inflated each year until the first year of college. Total cost is the sum of all years of college at those projected amounts.
Funding gap
The amount still needed after your current savings grow at the expected return until college starts. Monthly savings needed is calculated to fill this gap.
Savings projection
Shows how your balance grows year by year with assumed contributions and investment return. Use it to see if you're on track.
Як користуватися цим калькулятором
- Enter your child's current age (0–18). Years until college = 18 minus age.
- Select college type and number of years (e.g. 4). Set an education inflation rate (often 5%% or higher).
- Optionally enter current savings and expected annual return to see monthly savings needed and projection.
- Click Calculate to see total cost, breakdown, year-by-year costs, and savings plan.
- Use the charts to compare cost by category and by year.
Розуміння ваших результатів
Projected total cost
Sum of all years of college at inflated prices. This is the target amount to fund.
Monthly savings needed
The fixed monthly contribution that, with your current savings growing at the expected return, would close the funding gap by the time college starts.
Cost breakdown and by year
First-year cost is split into tuition, room & board, books, other. The year-by-year table shows how each college year's cost increases with inflation.
Розуміння діаграм
Cost Breakdown (First Year)
A doughnut chart of projected first-year cost: tuition, room & board, books, other. Based on today's averages inflated to the first year of college.
Cost by Year
Bar chart of projected cost for each year of college. Later years are higher due to inflation.
Savings Projection
Line chart of your savings balance over the years until college, assuming you contribute the recommended monthly amount and earn the expected return.
Важливі зауваження
- Costs are based on national averages. Actual costs vary by school and state.
- Consider 529 plans, financial aid, and scholarships. This tool does not include aid or tax benefits.
- Education inflation has often exceeded general inflation; adjust the rate to match your assumptions.